New Bedford MA’s Bankruptcy Lawyers

Any Bankruptcy Case filed in the United States is filed pursuant to and under Title 11 of the United States Bankruptcy Code.  If a person files for Bankruptcy under Chapter 7 of the Bankruptcy Code,  he/she is typically looking for a new beginning or a fresh start from overwhelming debt.

Understanding Chapter 7 Bankruptcy

Chapter 7 is a ‘liquidation’ form of Bankruptcy. However, in many cases your assets can be protected, thus, most likely, you will lose nothing during the case. In most instances, your home, your car, your 401K plan, etc. can be protected from creditors. There are limitations, but a skilled Bankruptcy Attorney, such as Attorney James P. Bardsley, will advise you and represent you throughout the entire process. If issues arise, you will be fully advised as to your rights and choices prior to the filing of any bankruptcy case. There should be no surprises. Additionally, your credit cards, store cards, personal loans, repossessions, foreclosure, medical bills, and many other debts will be wiped out, forever. 

How Filing for Chapter 7 Bankruptcy Can Help

Although a Chapter 7 Bankruptcy filing is disclosed on your credit report for a period of ten years, your credit is not permanently affected for this time period. With the proper utilization of credit, lines of credit such as credit cards and car loans are available almost immediately. Importantly, one can obtain a mortgage in approximately 24 months. There is true financial recovery at the end of the bankruptcy process.

If you are going through a bankruptcy case in New Bedford, Fall River or Darmouth MA and any surround areas, we can help. Please call the Law Office of Bardsley & Gray at 1-508-985-0054 today to learn how to wipe out debt and to see if a Chapter 7 Bankruptcy is the right financial option for you.

The Law Office of Bardsley & Gray represents parties in the following areas:


  • Tax Garnishments
  • Tax Liens
  • Law suits/Judgements
  • Repossessions

View what our previous clients have said about working with us. We are proud to share these client testimonials.